Find help with mold-related home costs

• The referred provider determines eligibility. Ask which resources serve your ZIP code and county.

Costs: Ask the referred provider about any program costs.

Availability: Local services and capacity vary. This is a referral service, not a direct mold-testing grant.

Testing note: Ask the specialist to identify programs that explicitly cover assessments or laboratory testing.

211

• Source: United Way 211

• Confirm the agency's service area and individual program requirements.

Costs: Ask the local agency about program costs and obligations.

Availability: Inclusion in this directory does not establish that an agency offers mold-testing assistance.

Testing note: Covered assessments, testing and repairs must be confirmed with the individual agency.

• Source: National Community Action Partnership agency locator

• Ask which participating agency offers the counseling services you need. Not every agency offers every service.

Costs: Some counseling services may have fees. Ask about applicable fees and waivers. HUD says agencies must waive fees clients cannot afford.

Availability: Contact the agency to confirm services and appointment capacity.

Testing note: Counseling does not itself provide a mold inspection or testing grant.

800-569-4287

• Source: HUD About Housing Counseling and counselor search

• Own and occupy the home.
• Meet rural-area, income and credit requirements.
• Grants require age 62 or older and very-low income.

Costs: Grants have a $10,000 lifetime maximum and must be repaid if the property is sold within three years. Loans are a separate option with repayment obligations.

Availability: The official website lists year-round applications; local funding and approval times vary.

Testing note: Ask whether a necessary mold assessment or testing expense can be included in an approved repair project.

• Source: USDA Single Family Housing Repair Loans and Grants

• Requirements and project capacity vary locally. Primarily serves homeowners; ask the local affiliate whether it also assists renters.
• Local income limits and household priorities apply.

Costs: Confirm covered work and any household obligations with the local affiliate.

Availability: Find your local affiliate and confirm applications and project capacity.

Testing note: Mold remediation does not automatically include a separately funded mold inspection.

• Source: Rebuilding Together affiliate locator
• Source: Rebuilding Together program FAQ

• Availability, household requirements and covered repairs are determined locally.

Costs: Some programs include loans or repayment obligations. Not all Habitat repair assistance is free.

Availability: A local affiliate may not offer a repair program. Confirm program availability and capacity directly.

Testing note: Ask about mold assessments and laboratory testing. A repair benefit does not establish testing coverage.

• Source: Find your local Habitat
• Source: Habitat Home Preservation

• Home damaged by a qualifying disaster.
• Located in Harris County.
• Must be the homeowner's only residence.
• Income at or below the program's 80% median-income limit.
• Mortgage and property taxes must be current; additional property and title conditions apply.

Costs: Confirm the terms of assistance and any household obligations before agreeing to work.

Availability: An application link is published; current funding and capacity are unconfirmed.

Testing note: Ask who performs testing and whether your case qualifies. Reimbursement for a homeowner-selected inspector is not promised.

713-671-9993 ext. 280

• Source: Houston Habitat Disaster Home Repair

• Families with children; contact the team for referral support, geographic eligibility and assessment scope.
• The cited Jackson County funding supports a limited number of homes; it does not establish eligibility for every address in Missouri or Kansas.

Costs: The announcement describes limited free assessments; confirm the scope offered for your household.

Availability: The cited funding project period ends December 31, 2026. That is not an application deadline. Recheck the funding basis after that date; current capacity is unconfirmed.

Testing note: Specific mold tests and outside-inspector reimbursement are not guaranteed.

816-302-8565 · cehhelp@cmh.edu

• Source: Children's Mercy Healthy Homes Program
• Source: Children's Mercy August 18, 2026 funding announcement

• Live in Jackson, Clay or Platte County, Missouri.
• Household income no higher than 200% of federal poverty guidelines.
• Provide homeownership proof or a landlord waiver.
• The agency also requests household identification and supporting documents. Submit these only through the agency's official intake process.

Costs: The published program describes approved contractor work at no cost to the household.

Availability: Contact the program to confirm applications, funding and capacity. A published form is not proof of available funds.

Testing note: Mold removal is listed; mold laboratory testing and a separate independent inspection are not confirmed.

816-358-6868 ext. 8334 · healthyhomes@caagkc.org

• Source: CAAGKC Healthy Homes

• Prioritizes low-income owner-occupied and rental housing, particularly households with children, older adults or people with disabilities. Confirm complete requirements.

Costs: Ask the program about covered work, approval requirements and any household obligations.

Availability: Confirm current intake, local participation and capacity directly with IHCDA.

Testing note: A home assessment and radon testing are listed. Mold laboratory testing is not confirmed.

317-232-7777 · HealthyHomes@ihcda.in.gov

• Source: IHCDA Healthy Homes Resource Program

• Determined by the specific program during intake. Confirm whether your address is served.

Costs: Confirm covered services, funding and any household obligations with the intake specialist.

Availability: Use the Maryland intake link on the official page. Program and appointment availability require confirmation.

Testing note: Home assessments do not establish mold laboratory testing coverage.

intake@ghhi.org

• Source: GHHI Maryland Direct Services and intake

• Own and occupy a single-family home as a primary residence.
• Meet the program's applicable 80% median-income limit.
• Additional property, financial and loan conditions apply.

Costs: Secured home-repair loan, not a free mold-testing grant. The program lists deferred repayment and a Deed of Trust. Confirm interest, repayment and property conditions before applying.

Availability: The official website lists applications as open; current funding and approval capacity are unconfirmed.

Testing note: Standalone testing costs require confirmation and program approval. Mold remediation is not the same as mold laboratory testing.

301-429-7409 · DHCD.SpecialLoans@maryland.gov

• Source: Maryland DHCD Housing Rehabilitation